Saga Home Insurance is designed for the over 50’s and provides buildings cover up
to £500,000 and contents cover up to £50,000 as standard. 70% of people taking buildings and contents cover would
have received an introductory, combined and online discount of at least 25%. (Saga survey of new business January 2012). You
can choose from contents only, buildings only or a combined policy.
Saga
Buildings Insurance offers cover for -
Full protection when your home is unoccupied for 60 days
in a row, for example if you go on an extended holiday. You can arrange to extend this depending upon the circumstances (an
additional premium may be charged).
Up to £2,000,000 for
your legal liability as owner of the property.
Accidental damage
cover for fixed glass in windows, and for cables, underground pipes and tanks serving your home for which you are responsible.
Property rebuilding or repair expenses including architects’
and surveyors’ fees.
The cost of alternative accommodation
if you have to move out during repairs, up to 20% of the amount for which you are insured. (Up to sum insured with their
Plus policy.)
Protection for fixtures and fittings, such as
fitted kitchen units.
A defined list of causes, including fire,
storm, subsidence, flood and theft. Walls, fences, drives, paths, patios, outbuildings, swimming pools and tennis courts are
included, subject to policy terms and conditions, with the exception of storm or flood damage to fences, hedges and gates.
Saga Home Contents Cover offers -
New for old replacement of items if repair is not feasible, such as a broken mirror (including clothing and
household linen with Cover Plus).
They aim to provide a high
level of customer service and, during opening hours, your call will always be answered by a person based in the UK rather
than a telephone menu system.
24 hour legal helpline.
Please note valuables in the home over £2,500 need to be specified separately on
the policy.
