About Pet Insurance and Compare Pet Insurers in the UK.

In the UK, almost 1 in 2 households own a pet with 22% owning a dog and 18% a cat. Unfortunately more and more people are unable to afford vets’ fees as the cost of caring for them soars. To prevent the stress of having to put a pet down because of the rising costs pet owners should take out insurance as the costs for say a vet to fix a broken leg on a cat can be between £500 and £1,000 and just an x ray for a dog will be over £200.

When looking at pet insurance you will typically find policies offering -

Lifelong or lifetime cover refers to the intention of a policy to provide a pool of money to pay for vets fees each year which is then topped up when the policyholder renews their policy.

Per Condition maximum benefit – paying up to a maximum sum of money for each condition – once this sum is exhausted the condition is excluded.

Per condition 12 month time limited – which pays for each condition up to a maximum sum of money or up to 12 months from treatment start date whichever comes first.

Lifetime cover will typically be more expensive as most pet insurance policies will only cover vet's fees per condition for a 12-month period, but offers greater piece of mind for the policy holder than the other options.

John Lewis

Voted number 1 by which magazine for dog insurance.


Protect Your Bubble

Cover from £3.54 per month for cats & £4.86 per month for dogs.


Pet Protect

A lifelong policy that covers ongoing conditions throughout your pet’s life. (excludes pre-existing conditions)


LV=Liverpool Victoria

Buy online for a 10% discount, plus there is no extra cost if you choose to pay your premium monthly.



Virgin Pet Insurance offers you great value, flexible cover for your cat or dog. If you buy online you can take advantage of a 10% discount.


Figures in 2011 showed there was 5.5M Pedigree and 1.0M Mixed breeds and 0.8M cross-breeds of dog in the UK with the top 10 breeds being Labrador, Border Collie, Jack Russell Terrier, Yorkshire Terrier, German Shepherd, Bichon Frise, Rottweiler/ Dalmatian, Cocker Spaniel/ Shih tzu, Labradoodle and Geryhound (incorporating Whippets).