Columbus Direct Single and Annual Travel Insurance for European and Worldwide Travel Review.

Columbus Direct have been a travel insurance specialist provider for over 24 years and during that time over 15 million customers worldwide have used them and 99% of customers surveyed would recommend them.

Columbus Direct can insure customers on Single Trip policies up to age 99 online. They offer Bronze, Silver or Gold levels of cover, but please note that if you are aged 80 or over and planning to travel for 31 days or more, then only Gold cover is available for trips of this duration. Annual Multi Trip cover is available for travellers up to age 74 inclusive.

Cover is available for many pre-existing medical conditions subject to screening. You can click to add conditions under where you enter the names and dates of birth for the people on your policy. You will then be guided through a series of questions, at the end of which you will find out whether your condition can be covered, and whether any extra cost will apply.

Policy Summary – The value and cover will depend on the policy you choose

Hijack cover: £1,000 - £5,000

Abandonment: £1,000 - £7,500

24h Medical Assistance Services

If you buy online rather than through their call centre you will save 10%.

Medical Expenses: £5 million - £15 million

Cancellation and Curtailment: £1,000 - £7,500

Baggage cover: £1,500 - £2,500

Valuables limit: £250 - £400

Cash limit: £75 - £100

Cash and Documents: £300 - £500

Cash and Documents: £300 - £500

Personal Accident: £10,000 - £25,000

Travel Delay: £100 - £200

Personal Liability: £1 million - £3 million

Legal Expenses: £50,000

If you are going on a cruise you will need to choose the cruise options on the first page when you get a quote online. To do this, select 'Yes' to the question 'Are you going to more than one country. For Mediterranean cruises, Turkey, Morocco, Tunisia and Egypt are covered under 'European Cruise' along with all EU countries, however, if your cruise includes Israel  you will need to select 'World Cruise' as the destination.

Over 80 sports and activities are covered free of charge on all of Columbus Direct travel Insurance policies including archery*, athletics*(not including marathon running), badminton, banana boating, baseball*, basketball, billiards, body boarding, bowling, boxing training (no contact), camel riding*, canoeing, catamaran sailing**, clay pigeon shooting, climbing (climbing wall), cricket*, croquet, curling, cycling (non-touring)*, dancing, darts, dinghy racing, dinghy sailing, elephant ride, fell walking, flag american football, football, golf, gymnastics, helicopter ride (passenger), hiking, horse/reindeer drawn sleigh, horse riding, horse/mule trekking, hot air ballooning (passenger), ice cricket*, jet skiing*, kite surfing (on a lake)*, light aircraft rides (passenger), martial arts training, motorcycling under 125cc* (as a means of transport only), netball, orienteering, paint balling*, pony trekking, pool, rambling, rifle range*, ringos, rounders, rugby league*, rugby union*, sailing** (in-shore & off-shore), scuba diving (max. 30m), sledging, snooker, snorkelling, snow-shoeing, soccer, softball, squash*, surfing*, swimming, swimming with dolphins, table tennis, tennis, ten-pin bowling*, tobogganing (winter), touch football, trampolining, trekking, tubing, tug-o-war, volleyball, wake boarding, walking, walking up Sydney Harbour Bridge, water polo, waterskiing, wheelchair basketball, windsurfing (on a lake)*.

* no Personal Liability cover
** no Personal Liability / offshore rescue cover