Virgin Money launched pet insurance back in 2004 and offers cover for both cats and
dogs and in 2007 even won the your money award for “Best Pet Insurance Provider”.
If you want to use them to insure your pet it needs to be between eight weeks and eleven years old when
cover starts (some dog breeds up to 6 years old). Once you've taken out Virgin Pet Insurance, you can keep insuring your
pet with them to any age. For pets aged 7 years or older, you will need to contribute 20% of the cost of the treatment for
each claim made (This is in addition to any standard or voluntary excess that is part of your policy.
Virgin offers 3 levels of cover with the cheapest offering a maximum 12 months of treatment
for each injury up to £1,500 for each condition. Cover is subject to the policy remaining in force and within the overall
limit there are maximum fee levels that apply to some treatments. The highest level of cover provides you with cover for each
injury, illness and disease with no time limit, up to £6,000 for each condition. Cover is subject to the policy remaining
in force and again within the overall limit there are maximum fee levels that apply to some treatments.
Discounts are available online and you can get 15% off if you insure more than one pet
with them.
Optional additional benefits include -
Cover if your holiday’s cut short or cancelled due to your pet being taken ill.
Cover towards boarding fees if you're hospitalised for more
than 4 days.
Recovery costs if your pet is lost or stolen.
Reimbursement of purchase price for the accidental death / loss
of your pet through theft or straying.
Cover if your dog injures
a 3rd party or damages their property.
Overseas travel cover.
Virgin Pet Insurance is underwritten by U K Insurance Limited. U
K Insurance Limited is authorised and regulated by the Financial Services Authority.
