Enjoy £50 of M&S vouchers when you take out flexible life insurance with them.

Virgin Money was launched to give customers a better deal. They aim to offer you a wide range of great value financial products that are easy to understand and sort out. On 1st January 2012 Northern Rock has become part of Virgin Money and Virgin Money was named among the top UK companies to work for, as voted by employees, in the Sunday Times Top 100 awards in 2011.

Life insurance with Virgin Money is available to anyone aged between 18 and 64 who is permanently resident in the United Kingdom (excluding the Channel Islands and Isle of Man). You can apply for one plan that covers you and your spouse, partner or someone you share a financial commitment with. The cash sum is payable on the first death or the first diagnosis of a terminal illness during the cover term. If the cash sum is paid, the cover ends.

They also offer joint cover with either a level or decreasing term.

y offer life cover with added peace of mind. Premiums are dependent upon your circumstances, but start from £5 a month. And it’s flexible too, so as your life changes you can increase your cover to meet your needs.

Once your cover has started your monthly payments will stay the same for the full term unless you change your cover and you or your family will have the best possible support if you need to make a claim, including your own claims manager.

You can choose to have level or reducing cover, just for you or as a joint policy with your partner.

Please note, if you cancel your direct debit payments your cover will stop and you’ll no longer be insured. As the policy has no cash-in value, no money will be returned to you.

Life Cover is promoted by Virgin Money Personal Financial Service Ltd, and is provided and administered by Friends Life Limited.