Simplyhealth has a long history and incorporates companies like HSA, BCWA, HealthSure, LHF, Totally Active, Remedi, Medisure and Denplan. Simplyhealth won the Customer Commitment award at the 2012 UK Customer Satisfaction Awards.

Their private health insurance is suitable for those in their fifties as you, and any partner you name on the policy, must be aged 65 or under when you apply for Simply Private Health, though this age limit does not apply at renewal.

They offer what is called core cover offering consultation and diagnosis fees, so you can find out what's wrong and in addition to Core Cover, you can choose from three additional options, from surgical procedures to cover for cancer and heart conditions.

Simplehealth Private Insurance offers -

Option to cover dependent children up to the age of 21, or up to 24 if they are in full-time education. You can include up to four dependants in your online application for Simply Private Health.

Offer of one month free cover to new customers of Simply Private Health. Non-smokers receive a five per cent discount on their premium.

Full cover on consultations and tests to diagnose a condition.

The choice to include cover to get surgery quickly.

They pay medical bills directly.

Privacy and comfort in their carefully chosen network of private UK hospitals.

They arrange your appointments for you.

Simply Private Health has a compulsory excess of £100. The excess applies once each policy year for each person included in the policy - and not for every claim made.