LV are the UK’s largest friendly society and offer customers two types of life
Choose from -
Decreasing Term -This type of cover is specifically designed to cover the reducing amount you owe on a capital
and interest repayment mortgage. The amount you are covered for goes down each year, but the premium you pay remains the same.
Level term - The amount you are covered for is fixed when you start
paying the premiums and won't change. It won't keep up with inflation, and will buy less in the future.
In 2012 they won three top awards at the LifeSearch Protection Awards 2012. Best Service
Provider, Most Improved Provider and Best Overall Provider.
starts from as little as £5 per month and you can get cover of up to £500,000 (£300,000 if you're 56-65,
or £200,000 if you're 66 to 69 when you apply). The cost of the cover will depend on your age, gender, health and
whether you smoke quote and be based on the amount of cover you require or the monthly premium you can afford. 85% of customers
can get cover online instantly with the majority of the others needing to answer only a few additional questions.
You can choose to take out a plan that covers just yourself, or your spouse, civil partner
or someone you share a financial commitment with as well.
apply you permanently live in the UK be aged 17 to 69 when your plan starts.
It is important to remember that If you stop paying your premiums, your cover will end as the policy is designed
to pay a lump sum if you die during the term of the plan. It's not a savings plan and you don't get anything back
if you cancel.