Launched in September 2010 John Lewis Home Insurance is part of a number of insurance
products they offer including Car, Travel, Wedding and Pet.
John
Lewis home insurance typically appeals to those over 35 years old in the Social grade: ABC1.
Key features include:
Cover
available for both buildings and contents.
High level of
service that is expected from the John Lewis Partnership.
Benefits
that are not commonly found as standard on policies offered by other insurers like –
Policy includes Buildings and Contents Cover so as long as customers don’t own any valuables* worth
over £30,000 in total or £15,000 each so they will never be underinsured.
If you use your home for business as long as your business use is solely clerical, any
business callers are by appointment only and you don't have more than ten business visits every week. They can provide
cover of up to £5,000, including up to £500 for business stock.
If your home became unfit to live in, after a flood for instance, they will provide you with alternative accommodation.
And depending on the circumstances, they will arrange for you and even your pets to live in a house similar
to your own until the damage has been repaired.
John
Lewis Home Insurance also offers Accidental Damage Cover to take care of accidental spillages or DIY disasters, as well as
24-hour Home Emergency Cover with free advice and access to a network of accredited repairmen.
John Lewis go to great lengths to ensure
their product is competitively priced, including monthly price benchmarking against similar quality products offered by competitors.
The bespoke John Lewis Home Insurance product is underwritten by
AXA Insurance UK plc, and all sales, servicing and claims handling is managed by AXA call centres based in the UK.
* By 'valuables they mean non-household goods. For example jewellery (including costume
jewellery), other things made of gold, silver or precious metals, cameras, camcorders
or binoculars, watches, furs, paintings and other works of art and
collections, such as stamps, coins or medals.