Castle Cover over 50s Home Contents & Buildings Insurance Review.

Castle Cover specialize in the over 50s market. They will find you the best possible home insurance deals. They can offer you online insurance either separately or combined with buildings insurance. Castle Cover offers standard building insurance, contents insurance and buildings and contents insurance with cover levels of up to £50,000 for contents and £500,000 for buildings.

Contents insurance covers those items stored within your home, namely the possessions of you and your family or the items you are legally responsible for. Typically this includes: household goods; personal effects; valuables; money and business equipment.

Castle Contents Insurance includes -

Standard accidental damage - Cover your contents for standard accidental damage up to value of £50,000.

New for old replacements - (excluding clothing and household linens).

Garden Items - Items such as garden furniture, external statues and garden pots worth up to £500 are covered.

Away from home - Can also cover items that you take away from your home. The total value of the items protected is £5,000, with a single item also being insured for up to £2,000 – extra premium required.

Entertainment equipment - Accident damage to TV sets, MP3 player, DVD player, Computers including laptops, digital TV receivers, TV aerials and satellite dishes.

Frozen food - Cover food in freezers that becomeunfit for human consumption.

Business equipment - Up to £5,000.

Guests personal effects - Up to £500 when contained within the home.

10% increase - On total limit of contents during religious festivals and family weddings for gifts and provisions. The total limit is increased by 10% for 30 days before and after the event.

Castle Cover Buildings insurance covers the structure of the home, including any fixtures and fittings. It may also include some appliances if they form part of the property. This could include: oil and gas tanks; septic tanks; permanent swimming pools; hard tennis courts; terraces; patios; drives or paths; car ports; garages or outbuildings; walls; gates; fences; and hedges.

Castle Cover offers building insurance which gives you rebuild cover, included as standard, worth £500,000. You also get full protection when your home is unoccupied for up to 60 days. The Castle Cover buildings insurance only policy will also cover the cost of accommodation if you have to completely move out of your home. This insurance will cover you for up to 20% of the total sum insured.

Alternative Accommodation up to £100,000.

Owners liability - up to £2 million.

Removal of debris up to £50,000.