AA Holiday Travel Insurance Review.

The AA is one of the UK’s most recognised brands and overs a range of travel insurance products. You can choose from Single Trip (Cover for one trip of up to a maximum duration of 185 days), Annual Multi Trip (The maximum duration for each single trip is 45 days (90 days if you have selected the ‘extended stay’ option and this is shown on your travel insurance certificate. If a trip will exceed this limit, there is no cover for any part of the trip and you will need to arrange alternative insurance), Skiing/Winter Sports (If you have chosen winter sports cover, you will be covered for a maximum of 17 days of winter sports activities during the period of insurance).

Age limits are -

Single One adult, aged 18–79. Couple Two adults, aged 18–64, permanently living together. Single Parent Family One adult, aged 18–64 and up to 4 children aged 2-17, permanently living together, Family Two adults, aged 18–64 and up to 4 children aged 2-17, permanently living together. Please Note: Infants under 2 are covered free. If you are divorced/ separated and your children, aged under 18, do not live permanently with you, they can be named and covered under this policy.

For Single Trip policies the age limits apply at the date of departure for the trip. For Annual policies the age limits apply at the date of purchase. Backpacker Policies only is not available to anybody aged 46 or over.

AA customers get -
Emergency medical assistance available 24 hours a day, 365 days a year.
Medical expenses up to £10,000,000.
Cancellation cover up to £5,000.
Discount Travel Insurance for couples and families.
Special rates for single-parent families.
Insurance cover for business travel included.
Financial failure holiday protection included.
Option to add golf and wedding cover.

To help you save money the AA allow you to choose the area of travel so you are not paying for cover that you do not require. The Areas are -
Area 1 - The United Kingdom, Channel Islands and Isle of Man.
Area 2 - The Republic of Ireland, The Continent of Europe West of the Ural Mountains including all countries with a Mediterranean coastline.
Area 3 - Australia and New Zealand.
Area 4 - Worldwide excluding The United States of America, Canada and the Caribbean.
Area 5 - Worldwide including The United States of America, Canada and the Caribbean.